Over 60 years of insuring what matters most.

Long Term Care Facility - answers to Frequently Asked Questions regarding MedSolutions

  • We write on an excess & surplus lines basis in 46-states (not approved in CT, DE, and IA) and on an admitted basis in Oklahoma.
  • We insure against claims of professional liability, general liability, employee benefits liability, and MORE.
  • Our typical policy form is claims-made and reported.
    • We offer prior acts coverage for eligible risks.
  • We offer an “incident sensitive” form.
  • We offer an “occurrence” form insuring the general liability exposures for eligible risks.
  • Our typical coverage form is written as “Pay on Behalf” and obligates us to a “Duty to Defend” you.
  • We can offer defense outside the limits for eligible risks. Our typical product has defense provided inside the limits.
  • Where we intend to cover sexual abuse, we do it by endorsement…we do not subscribe to “silence” as being a prudent approach for such a volatile exposure. “Say what you mean…mean what you say!!”
  • We provide bundled, top-notch, claims administration via experienced healthcare liability adjusters.
  • We offer Stop-Gap coverage for Employers Liability that eliminates a potential gap in coverage in monopolistic workers comp states.
  • We clearly will provide the cost of tailing your claims-made policy upfront. No relying on your underwriter being in a good mood.
  • Limited consent to settle can be endorsed to eligible risks.
  • Qualifying risks can be offered a credit to subsequent renewals. 
  • We utilize a broad “insured” definition that:
  • Will cover your medical directors, whether employed or contracted, for their administrative duties.
    • Will cover your volunteers and nursing staff for their duties on your behalf.
    • We are Ohio based…just like you!

HAAS Cares

HAAS Cares

Bill Haas has been recognized by University Hospitals Geauga Medical Center for creating the Hero of the Month Program which honors outstanding hospital staff members, physicians and volunteers.
Check out the story!

HAAS Wellness

At Haas we do more. It’s not just the right policy, it’s that personal touch that only comes when you have served your clients for as long as we have. Your wellness and your employee’s wellness is important to us.

That’s why we have assembled some of the best health insights and tips from some of our top local talent. Check out our monthly articles, they’re easy to read, easy to post in your breakroom or at home on the fridge.

It’s just one of the ways, Haas gives back.

Read more

how to find us

We are conveniently located in the Eltech building at 100 Seventh Ave in Chardon. We also can meet you in our satellite office in Beachwood by appointment only. We look forward to serving you!



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