Group health insurance, cafeteria plans, HSAs, HRAs, group life insurance, group disability insurance, group vision and dental insurance, 401k funds... never have company benefits been more important, or more difficult to navigate, understand and manage for employers and employees alike. Current health reform alone is an extraordinary challenge for business planning, let along critical employee satisfaction. Every business needs expert counsel from trusted advisors to make intelligent choices; exactly the kind of advice you can expect from Haas, Haas + Associates.