Make no mistake: whether you live in a multi-unit apartment complex, a duplex with the landlord downstairs or a free-standing rental house, the owner’s insurance on the building does not cover your personal belongings or personal liability... that’s your responsibility. But the independent insurance agents of HaasHaas + Associates can make it easy, helping you determine just how much coverage you need to protect your belongings from fire, storm damage, theft, and other perils.
Coverage can include:
•Personal property: from your wardrobe to your electronics, personal appliances, books, and valuables.
•Living expenses: if a disaster forces you to find temporary housing elsewhere.
•Personal liability: to protect you if someone is injured while in your apartment.